(NewsNation) — Americans continue to rack up credit card debt, but new data shows they’re doing a better job paying on time. Total credit card debt rose to a record $1.17 trillion in the third quarter, according to the New York Federal Reserve.

Americans are putting more on plastic, a sign that household cash flow is shaky and spending is unsustainable.

Credit Card Users Are Still Paying Off Last Year’s Holiday Debt Americans tend to overspend during the holiday season. In fact, some borrowers are still paying off debt from last year’s purchases. To that point,

Americans have been doing a lot of swiping and tapping, racking up debt on their credit cards. A new report by the New York Federal Reserve finds that consumers owe a record $1.1 trillion on their credit cards.

If you’ve been denied a credit card hardship plan or offered terms that you can’t afford, credit counseling may get your finances on track.

It's the time of year where it can be tempting to take out new credit cards to afford all those holiday gifts. However, nearly 28% of credit card users are still working to pay off last year's holiday gifts,

Credit card debt is on the rise in the U.S., but new data shows that consumers are doing a better job of paying off those bills on time.