A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

The annual percentage rate is the cost you'll pay to carry a balance on your credit card. Credit cards have variable rates, which means the cost will fluctuate. There are different types of APR for ...

Most credit cards make it expensive to borrow money. On credit cards that are charged interest, the average rate is a staggering 23.37%, according to Federal Reserve data. For every $1,000 in debt, ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

You may be able to secure a 0% APR offer by requesting one from your credit card issuer. Offers are generally for balance transfers, but some issuers also offer pay-over-time plans or credit line ...

It’s hard to say what kills the holiday buzz more: Putting away the festive decorations or a mountain of credit card debt that swells with every interest charge. But not all credit cards charge ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...