A new, AI-assisted model of insurance is quietly exploding in disaster-prone areas—and may be coming for FEMA too. Is it the answer to climate change, or a trap?

The climate catastrophe not only kills people with fires and floods, it also bankrupts them by annihilating their homes – many uninsured. Why no insurance? Because of climate change – a perfectly ...

As climate risks grow, the new Insurability Readiness Matrix could help insurers, policymakers and communities spot when ...

Hurricane coverage adds an average of over $4,500 per year to homeowners insurance premiums in Florida and Louisiana. In Florida, the average premium jumps from $2,557 without hurricane coverage to $7 ...

Forbes contributors publish independent expert analyses and insights. Hughey Newsome is a CFO who focuses on sustainability-focused metrics. Recent flooding in the Western United States is a probable ...

Iowa experts say climate change is causing more frequent and destructive weather, leading to higher insurance rates. Since 1980, Iowa has experienced 86 extreme weather events that each caused at ...

South Carolina will see the second-highest insurance spikes in the country over the next decade, according to a newly ...

With major events like the Los Angeles wildfires and Hurricane Helene becoming more common due to climate change, home insurance premiums are increasing for Americans. As consumers continue to ...

As the climate warms, experts are warning that Iowans could start to see insurance cost hikes. William Gutowski, professor emeritus of meteorology at Iowa State University, said that every one of the ...