When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

How does the life insurance claims process work? Industry surveys contend that life insurance claims are denied less than 5% of the time, while others more skeptical of the life insurance industry ...

Misrepresentation on the Application – Insurers may claim the policyholder provided false or incomplete information when applying, such as omitting medical history or smoking status. Lapsed Policy Due ...

TRIAD — A scam making the rounds locally involves an insurance angle, consumer advocates warn. A letter purporting to be from an attorney says that the recipient can make millions of dollars through ...

Understanding the basics of how life insurance works can go a long way toward helping you make a good decision about what type of life insurance to buy. Written By Written by Insurance Senior Editor, ...

See the benefits and limitations, plus a cost analysis.