When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Imagine: You open your credit card app to check the state of your finances, only to find ...

You may see a negative credit card balance if you overpaid your bill, obtained a statement credit or received a refund. Many or all of the products on this page are from partners who compensate us ...