If you didn't know much about someone, would you lend them a whole lot of money? Probably not—and banks are the same way. That's why people with no credit history often have trouble getting loans.

There is a quiet financial penalty that follows millions of young Americans into adulthood, and most of them never see it ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, ...

Find a business loan that relies on income instead of credit.