New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Many lenders offer personal loans for borrowers with good credit. A higher credit score often leads to a lower interest rate on loans. Alternatives to personal loans include 0% introductory annual ...