USDA loans are either backed or funded by the U.S. Department of Agriculture and designed to help low-income borrowers build or buy homes in eligible rural areas. Before applying for a loan, check out ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as "Credible" below, is to give you the tools and confidence you need to improve your finances. Although we do promote ...

Sarah Brady is a personal finance writer and credit expert who's been dedicated to helping individuals and entrepreneurs improve their financial wellness since 2013. Sarah's writing is informed first ...

USDA Rural Development home loans offer zero-down financing with competitive interest rates for eligible buyers in rural areas. Below, we detail Maryland’s 2025 income limits, eligible areas, and the ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Eric Bivens, his fiancee Johna Smith and her son Camden, 10, in front of a home they are trying to buy in Owasso, Okla., taken on September 24,2013. The family are trying to buy the house using a USDA ...

If you’re looking to build a new home, a USDA construction loan could be the key to making your project a reality. USDA construction loans can provide funds for purchasing land, plus the financing for ...