“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

BNPL services continue to surge, while consumers continue to drift away from in-person shopping and impulse buys.

Adobe said shoppers would spend over $20 billion online through Buy Now, Pay Later plans this holiday season, an 11% increase ...

Buy now, pay later” transactions, which are essentially zero-interest, short-term loans, topped $1 billion for the first time ...

Credit scoring models are evolving to account for the growing use of buy now, pay later (BNPL) services. Affirm began reporting customer repayment data to credit bureaus earlier this year, but it ...

During my research, a significant concern emerged regarding the increasing reliance on popular "buy now, pay later" (BNPL) services for financing purchases. Klarna, a leading BNPL provider, reported ...

While most media attention is focused on AI and data center stocks, reports about the American consumer present a mixed ...

Experts fling themselves from one direction to another, but consumers have a steadier sense of what is happening overall.

Between inflation and tariffs, buying a new car is further out of reach than ever before for the average working-class consumer. As of the most recent census, the median individual income in the ...